Perhaps the strongest feature that Bank of America offers customers is its Apple and Android mobile apps. Through these platforms, users can review their account activity and balances, order new checks, order debit card replacements, find ATMs and branches in their area, set up secure login procedures and more. Current BoA customers are apparently happy with the bank's mobile apps, as the app holds a 4. With humble beginnings in as the Bank of Italy, the Bank of America of today has expanded worldwide.
Not only that, but its offerings of banking products have grown to include home loans, auto loans, investment opportunities with Merrill Lynch and more.
Please change your search criteria and try again. Searching for accounts Ad Disclosure Unfortunately, we are currently unable to find savings account that fit your criteria. Ad Disclosure. You can gain access to slightly higher rates when you are a BoA Preferred Rewards member. You make one original deposit to the account and you cannot withdraw any of the savings until the CD's specific term is over.
Your money will grow according to a 0. To gain access to a Bank of America CD, you will need to meet the minimum deposit amounts, which are a bit high. Whichever CD you choose to open , it will automatically renew for another term length after maturity unless you take action to withdraw your funds.
The bank will send you a notice before the date so you can take any necessary steps. These notices may also inform you of any changes the bank has made to the terms of your CD. Bank of America technically only offers a single checking account program called Bank of America Advantage Banking. SafeBalance Banking is the lowest tier, which means it comes with the least features.
This fee can be waived if you're enrolled in BoA's Preferred Rewards program or you're a student under the age of 24 that's currently enrolled in school. This is not an interest-bearing account. The Plus Banking tier of this BoA program includes everything SafeBalance Banking does, only it adds in paper check availability and overdraft protection. Lastly, the Relationship Banking tier is the only BoA checking account that earns interest. All three checking accounts do offer some ease in saving through two programs.
When you make purchases with your debit card, Bank of America will round that purchase up to the nearest dollar. The extra change will go right to your savings account.
When you pay for purchases with your debit or credit card you can earn cash back that is debited to your account by the end of the following month. Actively scan device characteristics for identification. Use precise geolocation data. Select personalised content.
Create a personalised content profile. Measure ad performance. Select basic ads. Create a personalised ads profile. Select personalised ads. Apply market research to generate audience insights.
Measure content performance. Develop and improve products. List of Partners vendors. The oldest parts of Bank of America date back years. With the merger of BankAmerica and NationsBank in , it became the first coast-to-coast bank in the U. It is now a global financial services company that serves one out of every two households in America.
Bank of America serves approximately 66 million consumer and small business clients through its 4, branches. It is number one in consumer deposit market share in the U. This in-depth review of the retail banking giant can help you decide if its deposit accounts are right for you.
Bank of America is best for customers who value ease of access over higher interest rates. It may be particularly good for customers who want to:.
Preferred Rewards members get their monthly fees waived on all three checking accounts. These fees are not waived or reimbursed with your Bank of America checking account. It rounds up your purchases to the next dollar and transfers that amount to your savings account. Customers have one savings account option: Bank of America Advantage Savings. This account provides tiered interest rates that grow with your relationship with the bank.
New accounts receive a waiver of the monthly fee for the first six months. Students who are enrolled in school and are under the age of 24 may also qualify for a waiver. Standard CDs are available at terms ranging from one month to 10 years, with annual percentage yields APYs from 0. They have fewer term options, but customers can lock in a higher promotional APY. Unless specifically noted, all CDs renew at the end of their term.
Customers have a grace period of up to seven days after maturity, depending on the term of the CD, to cancel the renewal and withdraw without penalty. Our local branches serve the day-to-day needs of small and mid-sized businesses, while our global arm covers corporate banking and markets worldwide. And our holistic approach means clients have access to leading-edge research, employee benefit plans, a host of transaction services and wholesale credit.
Designed around the ways you save, spend and borrow with Bank of America and invest with Merrill, the Preferred Rewards program offers benefits and price discounts on everyday banking. Members enjoy program benefits such as credit card rewards bonuses, discounts on home and auto loans, waivers on monthly account maintenance fees and more. Whether you have everyday financial needs or more complex ones, our experienced specialists can help.
Make an appointment to talk with us. A company for all your financial needs At Bank of America, we offer a broad range of products and services to make your financial life better. Icon Item 1 of 5. The basics Credit cards, checking and savings accounts. Icon Item 2 of 5. Milestones Buying a house, saving for college and retirement. Icon Item 3 of 5. Invest with Merrill Merrill has several approaches with varying levels of guidance. Icon Item 4 of 5. Business solutions Services and products for businesses of all sizes.
Icon Item 5 of 5. Rewards As balances grow, so do the benefits. Credit cards.
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